With interest rates at historic lows, it makes little sense to stay on a lender’s standard variable rate when your current deal expires. There are so many options, both with your current lender and in the rest of the mortgage market.

 

The LMB are able to assess your options and come up with the best money-saving, goal-achieving deal for you. Then we will help with every step of the application process, and through to completion.

 

There’s growing uncertainty about interest rates but, at times, we’re able to secure rates six months in advance, to hedge against any future rate hikes. In this way, we’ve helped many of our clients enjoy their low rate with the certainty of a fixed rate in the near future, even if rates start to climb.

 

With your authority, we would also stay in contact with you, so that when your current rate is about to come to an end we can take you through your best options. This reflects our strong philosophy that your finances, and, in particular, your mortgage is not just a one-off transaction. We believe in helping our clients long term, from the time you take out your first mortgage, to when you make the final payment and no longer need a mortgage – or our help. Please contact us if we can help.

 

 

 

 

 

Where your loan is a non-regulated loan, the protection afforded by regulated loans is not available. Ask your adviser for details.